Commercial Documents
Product Information
Commercial Quick Guide
Download this guide for an introduction to Pepper Money Commercial products and niches.
Product Guide
This guide provides details on the Pepper Money Commercial product suite.
Rates & Fees
Download this guide for interest rates and fees.
Application Documents
Online Application
Use the short application form for online lodgements.
Commercial Loan Application
Use the long application form for manual (non-electronic) lodgements.
Pepper Money Accountant's Letter Template
Where self-employed income is verified by a clients’ Accountant.
Declaration of Financial Position
Required for all self-employed clients applying for an ‘alt doc’ loan.
Loan Application Worksheet and Document Checklist
A requirement for all commercial loan applications.
Access Nomination Authority Form
To be signed by corporate and trust borrowers looking to have access to their online banking.
Access Nomination Authority Form - Individual
To be signed by individual borrowers looking to have access to their online banking.
Privacy Consent Form
To be signed by home loan applicants authorising Pepper to hold and use their personal information in accordance with Pepper’s Privacy Policy.
Guides and Calculators
Broker Centre Guide
Instructions on how to access Broker Centre and submit applications online.
Serviceability Calculator
Use this calculator to check serviceability prior to application.
Scenarios guide
Use this guide for your Pepper Money Commercial scenarios.
Smart Application
With our efficient Apply Online functionality, you can get started right away. The system will be very familiar to you in terms of the way you are already working with us on mortgage applications.
Access Apply Online with your email address and the same login as your Pepper Home Loans online application portal. If you don’t have these login details, you can contact us at salesupport@pepper.com.au.