A real life option for your personal loan clients
Get your client’s rate before applying
No fees
Get a quick decision
Support your clients your way
Product features
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Loan purposes
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Home improvement, debt consolidation, travel, car, medical, dental costs and more.
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Interest Rate
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Fixed interest rates range from 6.75% - 20.95%p.a.*
(6.75% - 20.95%p.a. comparison rate**) -
Easy online application process
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Get your clients application sorted within 10 minutes and we’ll aim to give you a decision within 5 hours
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Loan Term
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18 -84 months^
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Loan Amount
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$5,000 - $50,000
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Funds paid into your account
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Next business day following approval (subject to your bank's direct credit processing times)
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Repayment Frequency
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Weekly or Fortnightly
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Repayment Facilities
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Direct Debit
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Fees and Charges
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- Loan establishment fee | $0
- Account administration fee | $0
- Early repayment fee | $0
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Loan purposes
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Home improvement, debt consolidation, travel, car, medical, dental costs and more
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Interest Rate
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Fixed interest rates range from 6.50%-18.95%p.a.*
(6.50% - 18.95%p.a. comparison rate**) -
Easy online application process
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Get your clients application sorted within 10 minutes and we’ll aim to give you a decision within 5 hours
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Loan Term
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18 -84 months^
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Loan Amount
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$15,000 - $50,000
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Funds paid into your account
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Next business day following approval (subject to your bank's direct credit processing times)
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Repayment Frequency
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Weekly or Fortnightly
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Repayment Facilities
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Direct Debit
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Fees and Charges
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- Loan establishment fee | $0
- Account administration fee | $0
- Early repayment fee | $0
- Security registration fee| $0
For more information about our secured and unsecured loans please call us on 1800 737 737.
That thing your client needs? Get it.
When real life happens and your client needs finance, Pepper Money has the options you need to get things sorted. Apply online or get your client's individual rate upfront before applying by clicking on the button below.
Note: Have your login details handy to access the Personal Loan portal.
No fees and charges apply, however we may pass on to you any third party enforcement or recovery costs incurred by us. Settlement times may vary depending on individual circumstances.
*Pepper Money Unsecured Personal Loan interest rates range from 6.75%-20.95% p.a. (Comparison rates range from 6.75%-20.95% p.a.) and Secured Personal Loan interest rates range from 6.50%-18.95% p.a. (Comparison rates range from 6.50%-18.95% p.a.). All Pepper Personal Loan rates are correct as of 18 October 2022 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower’s circumstances.
**All Comparison Rates are calculated based on an unsecured loan of $30,000 over a 5 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Loan repayment terms range from 18 to 84 months for secured loans. Repayment terms range from 18 to 36 months for unsecured loans between $5,000 and $7,999, and 18 to 84 months for unsecured loans from $8,000 to $50,000.
EXAMPLE: An unsecured personal loan of $30,000 borrowed over a term of 5 years with the minimum interest rate of 6.95% p.a. (6.95% p.a. comparison rate), would equate to an estimated minimum total amount payable of $35,518.60 via the weekly payment option. Rates are subject to change.
