Asset & Equipment Finance
Asset & Equipment Finance
Commercial Real Estate
Discover our flexible approach to commercial lending. Get a fast turnaround within 3 business days.
Whether your client's goal is to grow, invest or expand, help them succeed.
Up to $5M
Up to 80% LVR
1-30 year loan terms
No commission clawback
Our Can Do approach
- Refinance tax debts
- 100% offset sub account (fees apply)
- Unlimited cash out
- Free online redraw
- One credit sign-off - resident and commercial
- GSA not required in all cases
What additional securities will we accept for
Commercial Real Estate?
We'll consider the following as security from your clients for commercial lending.
- Boarding / student accommodation
- Mixed use
- Showrooms / Strata office
- Childcare centres
- Lifestyle properties (no acreage cap up to $2.5m)
- Vacant Industrial Land (hardstand)
- Industrial units
- Serviced/ studio apartments (< 40m2)
- Warehouse
- Medical suites
- NDIS (high & low support)
- Shop fronts/retail
- Dual key
Tools to help you
Product Guide
Serviceability Calculator
Documents Library
Policy quick view
Got a client you need help with?
Apply Online
Access Apply Online with your email address and the same login as your Pepper Money Home Loan online application portal. If you don’t have these login details, you can contact us at salesupport@pepper.com.au.
Important Information
Information is correct as at 17 September 2026 and subject to change at any time.
This content is for accredited Pepper Money brokers, introducers and intermediaries, including those applying for accreditation. It shouldn't be distributed to or relied upon by consumers.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
