Real life rates for your self-employed clients
Posted: 28-02-2022
Succeeding has never been easier with our real life commercial interest rates.
Effective 1 March 2022, we're discounting interest rates across Prime and Near Prime commercial loans^. Your clients can access rates from 3.75%p.a.* on Prime Full Doc and 4.20%p.a.* on Prime Alt Doc commercial loans.
In addition to discounted interest rates, we can help self-employed clients with:
- Unlimited cash out for acceptable purposes
- Debt consolidation, including tax debt
| Prime Full Doc | Prime Alt Doc | |
| Up to 50% | 3.75%p.a.* | 4.20%p.a.* |
| >50 up to 60% | 3.75%p.a.* | 4.20%p.a.*
|
| >60 up to 65% | 3.75%p.a.* | 4.20%p.a.*
|
For our full range of interest rates, see the commercial rate card.
Information is correct as at 1 April 2022 and subject to change at any time.
All applications are subject to Pepper's credit assessment, loan eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
^Pepper Money interest rate promotion applies only for new Pepper Prime and Pepper Near Prime commercial loan applicants. Offer does not apply to existing borrowers. Applications must be submitted between 12:00 am AEDT 1 March 2022 until 11:59 pm AEST 2 May 2022. Commercial loan applications lodged after the promotional period will be offered the current interest rates then applicable. Offers may be withdrawn, or changed at any time without notice.
*Until 2 May 2022, Pepper Prime commercial loan variable interest rates range from 3.75 -4.90%p.a. and Pepper Near Prime commercial loan variable interest rates range from 4.05 -5.49%p.a. All Pepper commercial loan variable interest rates are correct as of 1 March 2022 and are subject to change at any time. The actual interest rate applicable will depend on the individual borrower's circumstances.
©Pepper Money Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 ("Pepper"). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
