Education hub

Expertise to power up your business

Power up your business with our really helpful webinars.

Discover emerging trends, learn from our inhouse experts and unlock the power of non-bank lending across Home loans, Commercial loans, SMSF loans and Personal loans.

Whether you’re just starting out or looking for a refresher, our webinars are quick, free and packed with actionable insights.

What’s coming up?

Comprehensive Credit Reporting for real‑life lending

Hear James O’Connell from Equifax break down the essentials of Comprehensive Credit Reporting, followed by Stephanie Daoud from Thinq Finance sharing practical tips for presenting real‑world client solutions.

 Earn 1 CPD point for attending live

 10 March | 1pm AEDT

 Register now »

Company, Trust & SPV lending: eligibility, assessment and serviceability explained

Designed to help brokers structure submissions correctly, reduce rework, and confidently navigate complex entity lending scenarios while setting clear expectations with clients.

 Earn 1 CPD point for attending live

 24 March | 1pm AEDT

 Register now »

Growth or cashflow: Stress-free home loans for self-employed clients

Help your clients get their home loan sorted so they can focus on growing their business.

We don’t just look at the black and white boxes on the application. We make the effort to get to know the client – the person behind the application.

 

 

Comprehensive Credit Reporting for real‑life lending

Hear James O’Connell from Equifax break down the essentials of Comprehensive Credit Reporting, followed by Stephanie Daoud from Thinq Finance sharing practical tips for presenting real‑world client solutions.

 Earn 1 CPD point for attending live

 10 March | 1pm AEDT

 Download notes»

Missed out?

No problem. Catch up on some of our on-demand videos below. Or get in touch with your BDM to access a recording. It’s almost as good as being there.

Remember, the information shared in these webinars are for brokers only. They were accurate at the time of delivery. As credit policies, interest rates, and fees may change, please refer to the latest product documents for the most current details.

Comprehensive Credit Reporting for real‑life lending

Hear James O’Connell from Equifax break down the essentials of Comprehensive Credit Reporting, followed by Stephanie Daoud from Thinq Finance sharing practical tips for presenting real‑world client solutions.

 Earn 1 CPD point for attending live

 10 March | 1pm AEDT

 Download notes»

Missed out?

No problem. Catch up on some of our on-demand videos below. Or get in touch with your BDM to access a recording. It’s almost as good as being there.

Remember, the information shared in these webinars are for brokers only. They were accurate at the time of delivery. As credit policies, interest rates, and fees may change, please refer to the latest product documents for the most current details.

Comprehensive Credit Reporting for real‑life lending

Hear James O’Connell from Equifax break down the essentials of Comprehensive Credit Reporting, followed by Stephanie Daoud from Thinq Finance sharing practical tips for presenting real‑world client solutions.

 Earn 1 CPD point for attending live

 10 March | 1pm AEDT

 Download notes»

Case Studies

There are many reasons why your client may not fit the criteria of traditional lenders, but no matter their circumstances, with Pepper Money’s product ranges, you are likely to be able to find a possible solution.

Growth or consolidation: Refinancing could change their game

Refinancing can help reshape a client's financial situation.

Equity could be used for cash-out, allowing them to invest in their kids’ education, buy a boat, or get stuck into that long-overdue renovation.

Likewise, it could help them consolidate debts or bring multiple mortgages together with one lender so they can streamline their financial commitments. What’s more, even if they’ve had a few blips on their credit score, they may still be able to refinance their home loan. 

 

profile

Profile

  • Looking to refinance to get back on track
  • Looking for ways that could help them reduce monthly repayments
  • Looking to streamline their finances
profile

Credit Policy

  • Consolidation of unlimited number of debts
  • Part 9 and 10 debt consolidation (home loans only)
  • Late payments and non-mortgage arrears
  • Consolidation of private and solicitor finance debts
  • ATO tax debt and business debt
  • Discharged bankrupt:
  • Home loans: 1 day
  • Commercial: >24 months
  • No limit to cash out for stated purpose; subject to loan size and LVR (home loans only)
profile

Getting to yes

  • SLAs
  • - Home Loans: 1 business day
  • - Commercial: 3 business days
  • Direct access to credit
  • Single sign off for home loan and commercial applications
  • Reduction in paperwork through Comprehensive Credit Reporting (home loans only)
  • Fully digital applications

Case Studies

There are many reasons why your client may not fit the criteria of traditional lenders, but no matter their circumstances, with Pepper Money’s product ranges, you are likely to be able to find a possible solution.

Invested in their success

Investing in property is an opportunity that could generate returns over time and play a significant role in helping to grow your client's wealth. 

We get the level of thinking and planning that goes into in a venture like property investment. That’s why we keep things at our end as simple, streamlined and flexible as possible. 

 

profile

Profile

  • Multi-property investors
  • Professional investors
  • First time investors
profile

Credit Policy

  • No limits on the number of security properties
  • No additional loading for professional investors
  • Non genuine savings up to 90% LVR
  • No debt-to-income limit
  • Debts from other lenders can be taken at actual payments with a 25% buffer
  • Inheritance and income from a trust accepted
  • No notional rent
  • Negative gearing accepted
profile

Getting to yes

  • SLAs
    - Home Loans: 1 business day
    - Commercial: 3 business days
  • Direct access to credit
  • Single sign off for home loan and commercial applications
  • Fully digital applications

Case Studies

There are many reasons why your client may not fit the criteria of traditional lenders, but no matter their circumstances, with Pepper Money’s product ranges, you are likely to be able to find a possible solution.

    

Pepper Money policy: For first home buyers

Our BDM, Samantha Kyriakidis, discusses our flexible approach to lending for first home buyers.

 

Get their feet on the property ladder

They’ve saved their deposit and are looking forward to making themselves at home. It’s a big commitment with a lot of change. The good news is we’re here to make the move to home ownership as easy as possible. 

 

profile

Profile

  • Buying their first home with a gifted deposit
  • Getting onto the ladder with an investment property
profile

Credit Policy

  • No risk fees up to 80% LVR
  • Non-standard income considered
  • Construction options
  • Approved FHOG lender
  • Loan terms up to 40 years
  • Credit impairment considered
  • Borrow up to 95% LVR
profile

Getting to yes

  • Home Loans SLAs: 1 business day
  • Direct access to credit
  • Single sign off for home loan applications
  • Fully digital applications

Case Studies

There are many reasons why your client may not fit the criteria of traditional lenders, but no matter their circumstances, with Pepper Money’s product ranges, you are likely to be able to find a possible solution.

    

Pepper Money policy: For investor clients

Our BDM, Samantha Kyriakidis, discusses how our flexible approach to lending can benefit clients looking to invest.

 

Get life back under control

Real life happens and sometimes clients face unexpected hurdles. From a small change in circumstances through to big shifts, it can sometimes be tough for them to get on track.

We don’t think financial events in the past should hold them back from their financial future, which is why we offer home loan options for real people, and evaluate each application based off the person behind the numbers.

 

profile

Profile

  • Dealing with divorce
  • Unexpected illness
  • Unexpected employment changes
  • Credit impaired
  • Bankruptcy
profile

Credit Policy

  • No risk fee up to 85% LVR
  • Non-standard income considered
  • Construction options
  • Approved FHOG lender
  • Loan terms up to 40 years
  • Credit impairment considered
  • Borrow up to 95% LVR
profile

Getting to yes

  • SLAs
    - Home Loans: 1 business day
    - Commercial: 3 business days
  • Direct access to credit
  • Single sign off for home loan and commercial applications
  • Fully digital applications

Case Studies

There are many reasons why your client may not fit the criteria of traditional lenders, but no matter their circumstances, with Pepper Money’s product ranges, you are likely to be able to find a possible solution.

   

      

Important Information

These webinars include factual information only and are intended as a general guide. They do not imply any recommendation about financial product(s) or constitute tax advice. For financial or tax advice, consult a licensed adviser.

The information is believed to be correct at the time of delivery. However, credit policies, interest rates, and fees may change. Pepper Money does not accept responsibility for any outcomes resulting from reliance on the content of these presentations.

Case studies are provided for educational purposes only and are not testimonials. Outcomes will vary depending on individual circumstances.

Applications are subject to credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees, and charges apply.

These presentations are intended for brokers only and must not be copied or shared with anyone outside the intended audience without Pepper Money’s prior written permission.​

Invested in your success

Helping you help all kinds of clients. Talk to us today.