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Learn the ins and outs of our ‘can-do’ approach to commercial lending. Discover key product features and how we support clients looking to grow, invest, or expand. Plus, get up to speed on our recent credit policy enhancements.
Discover our multiple ways to verify self-employed income – a great option for clients not yet ready to lodge their 2025 tax returns. Explore solutions across residential, commercial, and SMSF lending, plus get a sneak peek at our new smart tech enhancements coming soon. 

Here's how we can help

Pepper Money home loans trio

Say yes to more people

Every client’s situation is unique, so whether they’ve recently experienced an unexpected life event, recently started a business or perhaps looking to leverage existing home equity, we have a range of options.

We're invested in your success

Our dedicated team of BDMs are with you every step of the way
 
  • direct access to our solutions-focussed sales support team
  • easy application processes with fast turnaround times
  • a professional team of responsive BDMs, whose goal is providing first class service

Get in touch with us

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Information is correct as at 2 July 2026 and subject to change at any time.

Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

* Seriously Easy SMSF refinance applications require the following: corporate trustee applicants; the same loan amount (plus loan set-up fees); a proposed repayment that is lower than the current SMSF loan repayments; demonstrated satisfactory repayment conduct (shown through 6 months of SMSF loan bank statements); and confirmation that the SMSF is currently compliant with the ATO. 

^ Application Fee promotion applies to eligible new Prime Seriously Easy SMSF Refi applications, with residential security. Applications must be submitted and conditionally approved between 12:00am AEST 15 April 2026 and 11:59pm AEST 27 July 2026 (Promotion Period). 

Our dedicated team of BDMs are with you every step of the way
 
  • direct access to our solutions-focussed sales support team
  • easy application processes with fast turnaround times
  • a professional team of responsive BDMs, whose goal is providing first class service

Why Pepper Money

We're fast: Home loan approval within 2 business days
(if eligible)

We're flexible: Multiple loan options, if we can help, we will 

We're accessible: We’re here to talk through your situation 

We're trusted:  We are one of the largest, most trusted, and award-winning non-bank lenders in Australia

Invested in your success

Helping you help all kinds of clients. Talk to us today.