Helping more people to succeed.
Helping people succeed for over 26 years
Grow your business with one of Australia's largest non-bank lenders.
Explore our breadth and depth of loan options, and the offers and tools to find your clients' fit.
Our wide range of loan options
New to Pepper Money?
Our commitment to invest in you
The best ideas often come from the people using them every day.
Our innovations in breakthrough broker tools like the Asset Finance Solana platform, or our residential mortgages App Tracker have come directly from our research. So, if you get an invitation to participate in any of our research activities –say yes. It’s your voice that drives the success of our “You ask, we deliver” program.
Frequently asked questions
As a non-bank the key difference is that we are not a deposit taking institution. Our loans are funded in a different way to the banks, giving us flexibility to offer a wider range of loan products to fit more clients’ needs. Our loans are funded by debt capital markets and wholesale funding arrangements.
Every customer situation is different. Non-bank lenders can offer alternative solutions where traditional lending criteria may not fit, helping brokers and partners support a broader range of scenarios.
Pepper Money works with brokers, broker teams, asset finance partners, white label partners, aggregators and funders to support a broad range of lending scenarios.
From dedicated BDMs and specialist teams through to education, tools and ongoing updates, our focus is helping partners navigate scenarios, find solutions and support their clients with confidence. Our education offerings are also an excellent place for support teams to learn about all things non-bank.
A great place to start is accreditation, followed by our education resources, webinars and guides. They're designed to help you build confidence, understand policy and identify opportunities across a wider range of lending scenarios.
We offer lending solutions across residential, commercial, SMSF, personal lending, construction and asset finance. Combined with flexible policy settings and specialist support, this helps our brokers and partners support a broader range of client needs.
Our role doesn't end at settlement. Through our servicing capabilities, we continue to support customers, partners and portfolios throughout the life of the loan. This helps create a more consistent experience beyond origination.
Many of our tools, resources and innovations have been shaped by feedback from brokers and partners. Ongoing research helps us understand where we can make the biggest difference and where new solutions may be needed.
Important Information
This document is a guide only and not to be used as a substitute for qualified professional advice. The information is believed to be correct at the time of distribution. Pepper Money does not accept responsibility for any outcome that might result from using or relying on the content of this page.
All Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
SMSF loan applications are only eligible to corporate trustee(s).
